Catastrophic Events

Railway Oil Tank Cars Need To Keep Volatile Contents Cooler

News Analysis: Railway Oil Tank Cars are presently Shipping North Dakota, U.S.A., ‘Light’ “Baaken Crude Oil” to refineries elsewhere. Since this type of Crude Oil contains Propane and Butane along with other flammable hydrocarbons, Temperature Control is a must. Lighter crude oil, such as Baaken have lower “Flash Points” in which vapors given off by the gases it contains may ignite.

The U.S. Government denotes a “Packing Group I or II” for these Light Oils. If it is given a designation of “Packing Group I”, its Flash-point is under 23C (73F)  and the Boiling Point is less than 35C (95F). “Packing Group II” if the Boiling Point is greater than 35C (95F) and a Flash Point less than 23C (73F).

Many Chemical Engineers and Thermodynamicists maintain that Greatest Safety occurs when the “Pressure Vessel” containing  Volatile Compounds are kept cool. Even Solar Radiation Buildup in Railway Tank Cars is ill-advised. 

Spray-On Mega-Temp™ Insulation stops heat build-up from the Sun and keeps temperatures stable. Since it can be applied so quickly, an entire  tank car could easily be insulated during one work shift by trained Applicators. Oil Refineries and Oil Pipelines can benefit from this “Active Molecular Insulation” as well.

Hydrochloric, Nitric, and Sulfuric Acids are inert to one millimeter (.03937″) thin Mega-Temp™ Insulation.

Railway Car Owners or Investors thinking of purchasing new cars need to protect their investments. Mega-Temp™ Insulation is the Product that is Fittest for this task.

Reality.

Reference: http://www.reuters.com/article/2014/01/08/us-greenbriar-tankcars-safety-idUSBREA071HK20140108

Bermuda Stock Exchange (BSX) Insurance-Linked Securities Soar

News Analysis: More Insurance-Linked Companies are listing on the Bermuda Stock Exchange (BSX) than ever before. Listings of 38 companies in 2012 rose to 77 in 2013. Capitalization for these rose to $9.7 Billion Dollars in 2013 from $5.8 Billion Dollars in 2012.

The ‘BSX’ Total Market Capitalization (excluding Collective Investment Vehicle Listings) is $428+ Billion Dollars.

Newer Entrepreneurs, in particular, may want to consider possible Project Funding Initiatives in Bermuda. Others have been using Bermuda as a reliable funding source for decades. The Insurance and Re-Insurance Industries of Bermuda are legendary. With their prosperity comes the need of Capital Placement for continued Investment Diversification.  After all, who better than people in the Insurance Business, Understand Risk?

Reality.

Reference: http://www.royalgazette.com/article/20140106/BUSINESS06/140109892

Global Warming’s “Heat Perils”?

News Analysis: Record severe cold has covered most of North America to where people are asking about Global Warming’s “Heat Perils”. They want to know if extremely cold weather is to be expected as Climatologists insist on Global Warming. The “Inverse Logic” that is so prevalent today is that: “The Greater The Global Warming; The Colder It Will Become”? There is  more evidence of the latter than the former?

Perhaps the Politicians who make so much fuss about  ‘Global Warming: The Thermal Pandemic Facing the Earth’ that they will take time to explain to their Constituencies why the extreme cold is so prevalent. At the same time, perhaps  discussions of the Ozone Layer improving, as new examinations reveal, can be included in these communications.

Maybe, Scientists of Renown, who strongly support a Global Warming, will reflect on the validity of their Syllogisms regarding this Multi-Faceted Enigmatic Subject.

Reality.

Reference: http://tinyurl.com/mmcppqg

☆ U.S. Federal Reserve “Ignores Termites In The Woodwork”

News Analysis:  America has been, and is currently experiencing 7% Unemployment nationally.

In fact, lessening that dire percentage is the fact that many Americans have totally withdrawn from the Labor Pool entirely. The Administration’s counter-argument to this fact is that more Americans are gaining employment. The sad reality is that many people are going into Minimum Wage Jobs (MWJ) such as ‘Fast Food’ Emporia. Now, for the ‘MWJ’s’, the new “Health Plan For America” has employers cutting employee hours since they cannot afford the ‘Plan’s’ cost.

As for “The Fed”, it has provided some of the means to attain a $17 + Trillion Dollar Current Deficit. It certainly has been commissioning the printing of Billions of Dollars per week to help artificially keep money available. Adding to this was Acutely Lowering Interest Rates. Now, it does NOT have that tool available for future use, if needed.

The “Fed” loves to cite the current rise of  “Stocks”. It says little about the lack of Fundamentals to Support the Prices of these Securities.   A creation by the “Bubble Masters”, it lured many Precious Metal Customers to dump their holdings and enter  the “Stock Market”.  For example, Initial Public Offerings of many of the Internet “Socialization” Stocks were given Price Multiples FAR IN EXCESS of their Revenues (Real or Imagined). By having the Media join in to assist the “Bubble Masters” the “Freiers” ‘bit the bait’ (but got the hook).  Do they expect the Market to double in value in 2014?

The trumpeting of the return of the “Housing Market” is more ‘Fed’ “Shuck and Jive”. Many of the foreclosed homes throughout America were re-purchased by Investment Funds who hoped to ‘Flip’ the properties later. However, since 7% Unemployment remains, people cannot afford the real estate. Those who work in “Fast Food’ jobs cannot afford the homes either. Now, the Funds are “Stuck with the Muck”. At best, they hope to rent the properties. Unfortunately, many people cannot afford the monthly rent.

The ‘Fed’ has $4+ Trillion Dollars of obligations outstanding; a “Mount Everest” of Liability. If ANY large Natural Disaster, Created Human Catastrophe, or War were to occur, the “Penny Wise-Pound Foolish” activities of the ‘Fed’ would be demonstrated. The ‘Fed’ is sitting atop a three-legged stool many persons with Financial Acumen think.

The new Regime that will be taking over the ‘Fed’ will exhibit its proclivity to print money at an egregious rate; contrary to current pronouncement, some say.

Unfortunately many Americans cannot discern “Short-Term Financial Tactics” vis-à-vis “REAL Long-Term Economic Prosperity”. Like Ants, they view  the American Economy two-dimensionally; rather than like Bald Eagles, who take a three-dimensional perspective of that which personally affects their survival.

When Americans realize what Economic Realities are in the Nation, perhaps they will exhibit their chagrin when they vote in the next two National Elections. The past two Elections they voted for “Change”; that is what they now have.

Reality.

Reference: http://tinyurl.com/msvnwdv

Fire Fighters Perform Dangerous Work In Icy Weather

News Analysis:  Fire Fighters, whose daily lives normally can be exposed to danger, are especially challenged in Icy Weather. Their 14 to 19 kg. (30 to 40 lbs.) of ‘Turnout Gear’ and ice on a weakening Building Structure can play havoc on them. Icy conditions also make their physical actions more arduous. 

People, such as Fire Fighters, Volunteer to perform their Dangerous Jobs as required. They do not Volunteer to die in Conflagrations negligently, or otherwise,  created by others.

It is of the UTMOST IMPORTANCE that People of all Nations do everything possible to make certain Endangering Fires Do Not Exist.

Reality.

Reference: http://america.aljazeera.com/articles/2014/1/3/extreme-winter-weatherposeschallengeforfirefighters.html

Sumatran Tsunamis “Do Not Work To A Clock”

News Analysis: Sumatran Tsunamis “Do Not Work To A Clock” as some people had suggested.

Recent Scientific findings in a Cave in Sumatra, and subsequent analysis, shown that these Catastrophic Events of Earth Seismic Effects occur at irregular intervals.  People should be prepared for such happenings. They should  not assume that Tsunamis will take place in the distant future; they may be incorrect (to their chagrin).

One Word to a Wise Man is Sufficient.

Reference: http://tinyurl.com/mjbzs6c

Caribbean Island of Grenada Nurtures Nutmeg

News Analysis:  Caribbean Island Of Grenada  Nurtures Nutmeg to help its Economy. The Grenada Government (GG) strives for Civilian Employment Growth through Agriculture.  Cinnamon, Clove, Ginger, Mace, and Nutmeg are some of its Harvests.

Investors may consider investing in Spice Farming as part of their portfolio. Since the ‘GG’ wants to expand the Industry, favorable results may result in negotiations for that purpose.

Opportunities develop out of Adversities. Reality.

Reference: http://www.ibtimes.com/grenada-turns-nutmeg-boost-economy-fight-unemployment-1490168

American Railroad Industry Favors Tank Car Safety Improvements

News Analysis:  American Railroad Industry favors Tank Car Safety Improvements partially predicated on two recent Catastrophic Events involving such equipment. Of the 78,000 estimated Tank Cars In-Service throughout America, the majority are liable for possible ignition in an Accident. An estimated $1,000,000,000.00 for their Replacement or Up-grading is required to be spent by Lessors of the Tank Cars to the Railroads.

Investors throughout the World should consider investing in Equipment Trust Certificates for Tank Cars or outright Purchase and Lease to Railroads. These investments  make sense for Railroads world-wide that have Tank Cars. By following America’s Traditional Lead in many areas of Technology, Railroads elsewhere can improve the Safety and Environmental Security of their Equipment.

More adventurous Entrepreneurs may consider buying or establishing Tank Car Manufacturing Facilities since future business is assured by the Ultimate Customers: The Railroads. If these Entrepreneurs take advantage of Proven Insulation Technology they will benefit even more. To wit: New equipment as well as older Up-gradable Tank Cars can benefit with being protected with Mega-Temp™ Insulation. This NON-Foam Spray-On Product could  protect entire Tank Car Surfaces in about Two Hours of Installation Time! Radiant Heat from the Sun does not raise its temperature and Extreme Cold does not affect it. It can be applied In-Doors or Out. Reality.

Reference: http://www.mcclatchydc.com/2013/11/14/208628/rail-industry-endorses-safety.html

Tall Building Construction Near Airports Requires Careful Scrutiny

News Analysis:  Tall Building Construction Near Airports Requires Careful Scrutiny so that  “Aircraft-Into-Building” Events do not occur. All too often, in Cities around the World, Tall Buildings are sought to be constructed adjacent to Airports. “Location, Location, Location” [A Real Estate Axiom] is supplanted by “View, View, View” where there are Airports. As such, the Ease of Leasing: Offices to possible Tenants and/or of Apartments to Lessees are  enormous incentives to Investors.

A Important Element which must be reviewed in the ‘Airport-Tall Building’ Matrix is “Weather Conditions”. For example: ‘High-Rise’ Construction Next to Airports, in geographies Prone to have Fog, is questionable; Erecting the same, in large canyons where very strong Prevalent Winds may precipitate aircraft being “pushed” towards high  structures in inadvisable.

Another important consideration is: “What type of Aircraft will Predominantly using the Airport?” Fixed Wing: Prop or Jet, Single Engine or Multi-Engine, Aircraft Size; Rotor: Piston or Turbine, Single Engine or Multi-Engine, Single Rotor or Twin Rotor, Aircraft Size. The typical flight characteristics of the aforementioned should be evaluated relative to “Weather Conditions” as discussed.

Governments should remember that once a Tall Building is erected in Close Proximity to an Airport it is a Possible Perpetual Peril to All Aircraft Flying in its Vicinity. Reality.

Reference: http://www.koreatimes.co.kr/www/news/nation/2013/11/116_146406.html

Bermuda’s Reinsurance Companies Want to Take Over Governments’ Insurance Coverages

News Analysis: Bermuda’s Reinsurance Companies want to take over Governments’ Insurance Coverages for the Profit Potential therein. To their credit, these Companies are being Pro-Active in seeking Certain “Insurable” areas of coverage currently offered by Nations.

Since the Bermuda Reinsurance Industry is trying to find growth, it is engaging in Due Diligence to find Profitable Opportunities with Acceptable Levels of Risk.

Natural Catastrophe Risk versus Economic Catastrophe Risk are both covered by this Vital Industry. Through increased Technology, additional data is available for the proper assessment of Catastrophes [Natural or Economic]. The recent Typhoon  in the Philippines, as an example,  suggests that such a Large Event might be covered if there were Insurance [Reinsurance] Policies.  Insurance Coverage  could aid a stricken area substantially. Economic Catastrophes are becoming more known through Internet Cyber-Attacks, for example, against huge Data Bases, for one. The loss of Pertinent Information could destroy its owner’s Economic Viability. Reinsurance would help against Catastrophic Loss.

When Evaluating the need for Insurance and Reinsurance, Governments, Corporations, and Individuals should remember: “Stormy Days Will Occur”. Reality. 

Reference: http://www.royalgazette.com/article/20131114/BUSINESS04/131119876